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Do I Need A Credit Card To Sell On eBay?

Terry, I tried listing some items on eBay and was told I needed a Credit card to sell on eBay. I don’t have a credit card, can I sell on eBay without one?

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There are a few ways to sell on eBay without a credit card.

  1. You can use a debit card. This will work the same as a credit card. Your bank will give you a debit card tied to a checking or savings account if you ask.

  2. If you don’t have a debit card, you can use a gift card branded by one of the credit card companies. A gift card is just a prepaid debit card. I know you can buy MasterCard and Visa gift cards at check cashing places. I think some grocery stores have them too. If you don’t have a bank account, and cannot get one, this is the option you’d use.

  3. You can also link a Confirmed PayPal account to your eBay account and use that to pay your selling fees. A confirmed account is one with a bank account tied to it.

Remember, you must accept payments through PayPal from your buyers. So you have to figure out how to get the money from PayPal. Transferring to a bank account is easiest. If you don’t have a bank account, PayPal will send you checks.

PayPal will send you a debit card, but not until at least 60 days have elapsed from the first payment by a buyer, and you might need to have a bank account tied to the PayPal account.

Did this answer your question? If not, try looking at the questions and answers within the
General, PayPal And Other Payment Methods category, or do a search for other questions.
If you are unable to find an answer to your question, send me an email, and I will answer it.

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